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Chairman
Chief Executive Officer
enfield@metrorisk.com
A native Californian, educated at the University of San Francisco, Michael Enfield has over 35 years in the insurance brokerage business. Starting as a management trainee in 1967, Mr. Enfield spent 22 years with Marsh & McLennan, Inc., the world's largest insurance broker. Advancing from personal lines to commercial insurance after his early years with the firm, Mike moved quickly through the management structure. He was elected Assistant Vice President in 1976, Vice President in 1979, Senior Vice President in 1981, and Managing Director in 1983.
Mike was designated Chief Administrative Officer of the San Francisco office in 1985, and head of Commercial Brokerage operations in 1986. In this capacity, he was also responsible for the company's offices in Sacramento, Fresno and Salt Lake City. In 1988, he was appointed head of Marsh & McLennan's nationwide committee for public entity clients.
During his career Mike developed specific insurance expertise in various industries, including financial institutions, publishing & broadcasting, public entities, power utilities (including hydroelectric, nuclear, geothermal and fossil fuel generation), and woodworking. He is a recognized expert in many areas of risk, including international risks, political risk, lawyers' professional errors & omissions, and catastrophic liability.
In response to the municipal insurance crisis of 1985, Mr. Enfield developed a revolutionary technology for the capital financing of special purpose public agency insurance pools through the sale of municipal bonds and certificates of participation. This technology resulted in the development of over $120 million in surplus capital through a number of pools representing cities and counties in California, Montana, and Wisconsin.
In 1989, Mike left Marsh & McLennan to accept the position as Chairman and Chief Executive Officer of Frank B. Hall & Co. of Northern California, where he was also responsible for the company's office in Honolulu. In 1992, he left to form METRO/RISK, Inc. in San Francisco, which he continues to lead as Chairman and Chief Executive Officer.
In 1990, Mike led the formulation and development of a strategic facility providing broad-based political risk insurance coverage for U.S. businesses seeking development in the Soviet Union and the various Eastern European countries. This program, known as SEERIF, enjoyed the full support of the various underwriters at Lloyds, and represented the only significant capacity for such coverage.
Mike has spoken on various topics before the American Bar Association, the Risk & Insurance Management Society, the Public Risk Management Association, and the Center for the Study of Law and Politics. He has been asked to provide expert advice or testimony before the California Assembly and the California Senate, Committee staffs of the U.S. Senate and House of Representatives, the U.S. Department of Commerce, and California's "Little Hoover" Commission. He has also served on the California Attorney General's ad hoc committee on tort reform, and as a special advisor to the California Insurance Commissioner regarding regulation of commercial insurance.
Mike has served as a Director of San Francisco's Ronald McDonald House and of the Business Volunteers for the Arts, as a Trustee of the Lamplighters Music Theatre, and as Chairman of the Board of the Midsummer Mozart Festival. He currently serves as a Director of the Philharmonia Baroque Orchestra, one of the world's foremost period instrument orchestras, and named "Ensemble of the Year" in 2003 by Musical America.
Additional biographical information is available in Who's Who in America.
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